Welcome to Saena! These Terms of Use ("Terms") govern your access to and use of the Saena website, content, and services (collectively, the "Service"). Please read these Terms carefully.

1. Acceptance of Terms

By accessing or using our Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not use the Service.

2. Educational Content Only - Not Financial Advice

Crucial Disclaimer: The content provided through the Service, including but not limited to articles, newsletters, data, and analysis, is for informational and educational purposes only. Saena is not a registered investment advisor, broker-dealer, or financial analyst. The Service is not intended to provide, and should not be relied upon for, tax, legal, or investment advice.

You are solely responsible for your own investment decisions. Any action you take based on the information provided by the Service is at your own risk. Past performance is not indicative of future results.

3. User Responsibilities

• You must be at least 18 years old to use the Service.
• You are responsible for maintaining the confidentiality of your account and password.
• You agree not to share, resell, or distribute any subscriber-only content. Your subscription is for your personal, non-commercial use only.

4. Subscription and Billing

We may offer free trial periods. After the trial period, you will be automatically billed for the subscription plan you selected. You can cancel your subscription at any time through your dashboard.

5. Limitation of Liability

In no event shall Saena, its affiliates, or its licensors be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with your use of the Service or with the delay or inability to use the Service.